$889,000
Est. payment $3,936/moCalculate yours
98 Waterloo Avenue, Guelph, ON N1H 3H8
Downtown, Guelph, ON N1H 3H8
- 4 Beds
- 3 Baths
- 2,000 Sq Ft
Listing courtesy of Royal LePage Royal City Realty MLS® X13844620
About this home
98 Waterloo is a strong investment opportunity in the heart of Guelph. A short walk from Benjamin Bodegas Cafe, the shops and restaurants Downtown Guelph has to offer, the Speed River, parks, transit and boasts a strong walkability score. Enjoy your own private backyard space and additional dry storage for tenants and or the landlord in the unfinished basement. Inside the main floor unit, the mudroom provides the perfect multi-use room for storage and seasonal wear. A sliding door takes you outside onto the large 11ft x 14ft upper deck, which is a private and tranquil place to bird watch or enjoy your morning coffee. Inside, the large kitchen with eat in area are the heart of this unit. The sunlight directly above the kitchen table fills the space with natural light. Tenants and or, live in landlords, will appreciate the quality, stainless steel appliances in the kitchen. In unit-laundry and TWO four-piece bathrooms make this unit ideal for small families and or two people. The living room is extremely generous and hones in on the original character of the home; an electric fireplace, large windows and high ceilings create a homey, yet grand living room. Home to two bedrooms, the primary having a built in-wardrobe and four-piece ensuite, this unit combines versatile finishes with a large floor-plan for maximum desirability. Upstairs, the second unit includes a large living space which is open to the kitchen. In the back of the unit, a recently updated three-piece bathroom and laundry closet create functionality. Two bedrooms complete this space, making it ideal for one, or two occupants. Off the back bedroom, is a charming rooftop balcony; a unique feature of this home. Both units are currently tenanted, however, the main floor tenants have provided formal notice of leave in December 2026. If you are looking for a turn-key investment property in the heart of Guelph, this is a great chance to expand or start your portfolio.
Property details
Overview
- Property Type
- Duplex
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Exposed Rock, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 51.82 x 83.59 Feet
- Parking
- None garage · 4 total
- Zoning
- R1B
Financial
- Property Taxes
- $5,227 (2026)
Location
- Neighbourhood
- Downtown
- Cross Street
- Glasglow
- Direction Faces
- South
Listing
- MLS® Number
- X13844620
- Days on Market
- 18
- Listed On
- 2026-09-30
- Possession
- Flexible
- Listed By
- Royal LePage Royal City Realty
Rooms
Features
Interior
- Storage
- Water Heater Owned
Pool
- None
- Included
- Stove (x2), Washer and Dryer (x1), Washer-Dryer Combo Machine, Fridge (x2), Dishwasher (x2), Range Hood (x2)
- Rental items
- Water Softener (Reliance)
Mortgage calculator
Estimated mortgage payment
$3,936 per month
- Principal and interest
- $3,936
- Property tax
- $436
- Condo fees
- $0
- Estimated monthly cost
- $4,372
Your mortgage
- Mortgage amount
- $711,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $469,690
Cash to close
- Down payment
- $177,800
- Land transfer tax
- $14,255
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $192,055
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.