Gurvinder Nokwal REALTOR®
For Sale Rural Residential 75 days on market

$449,000

Est. payment $1,988/moCalculate yours

98 West Ham Lake Road, Killarney, ON P0M 1A0

Killarney, ON P0M 1A0

  • 3 Beds
  • 1 Baths
  • 1 Garage
  • 700 Sq Ft
Map

Listing courtesy of Narozanski North Realty Inc MLS® X13642214

About this home

A Year-Round Romantic Northern Escape! Discover the magic of Ham Lake and why residents love this peaceful waterfront location. Warm southern exposure, 100 ft of shoreline, calm waters, breathtaking views of untouched Crown land, every morning begins with tranquility. Gently sloping waterfront is perfect for swimming at any age, launching a kayak, or enjoying the included paddle boat. Inside, the bright, open-concept cottage features soaring ceilings and an atmosphere designed for easy living. Main floor bedroom and full bathroom, while the loft provides a flex space that can easily accommodate two additional sleeping areas, home office, making it ideal for a couple, family, or weekend guests. Compact yet thoughtfully designed, the cottage is easy to maintain, giving you more time to enjoy life. Comfortable in every season, it features electric baseboard heating, a cozy woodstove, year-round lake water with filtration, a septic system, and durable metal roofs. The property is being sold fully furnished-including pots, pans, & household essentials- start enjoying it immediately or operate it as a turnkey Airbnb rental. Outside, the gazebo provides the perfect bug-free space for dining, card games, or additional guest accommodation, while evenings are best spent gathered around the fire pit beneath a sky filled with stars and, on lucky nights, the Northern Lights. The detached garage offers secure storage. Adventure is close! Launch your boat into one of the most sought-after stretches of the French River just five minutes down the road (Hartley Bay Road.) Hike the French River Provincial Park 3 mins minutes away, wander or hunt the hundreds of acres of Crown land nearby, snowmobile trails, or take a scenic day trip to Killarney, 50 minutes away. Alban is only 8 minutes away for everyday amenities, while Sudbury is an easy 45-minute drive. This is a place where life slows down, hobbies rediscovered, & every visit leaves you wanting to stay just a little longer.

Property details

Overview

Property Type
Rural Residential
Style
1 1/2 Storey
For
For Sale
Status
New
Size
700 sqft

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Basement
None

Building & Systems

Heating
Baseboard (Electric)
Cooling
None
Exterior
Vinyl Siding
Foundation
Piers
Roof
Metal
Water
Other
Sewer
Septic

Lot & Parking

Lot Size
100 x 210 Feet
Parking
Detached garage · 6 total
Zoning
WR

Financial

Property Taxes
$2,057 (2025)

Location

Cross Street
Hartley Bay
Direction Faces
West

Listing

MLS® Number
X13642214
Days on Market
75
Listed On
2026-08-04
Listed By
Narozanski North Realty Inc

Features

Interior

  • Primary Bedroom - Main Floor

Pool

  • None
Included
all appliances as viewed, pots & pans etc, furniture, dock, paddle boat
Excluded
all personal items, sheets etc.

Mortgage calculator

Minimum for this price: $22,450 (5%)

Amortization, years

Estimated mortgage payment

$1,988 per month

Principal and interest
$1,988
Property tax
$171
Estimated monthly cost
$2,159

Your mortgage

Mortgage amount
$359,200
Mortgage insurance
Not needed
Interest over 25 years
$237,222

Cash to close

Down payment
$89,800
Land transfer tax
$5,455
Total, before legal fees
$95,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

98 West Ham Lake Road, Killarney, ON P0M 1A0 Killarney, ON P0M 1A0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$449,000 98 West Ham Lake Road, Killarney, ON P0M 1A0
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