$940,000
Est. payment $4,162/moCalculate yours
985 North Bay Drive, Kawartha Lakes, ON K0M 2B0
Bexley, Kawartha Lakes, ON K0M 2B0
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of Signature Elite Realty Ltd. MLS® X13846994
About this home
Some places make it surprisingly easy to forget what day it is. At 985 North Bay Drive, it’s coffee on the deck with the lake spread out in front of you, an afternoon swim that turns into a whole afternoon by the water, and the privacy to settle in without feeling like you’re sharing your weekend with the neighbours. Set on a private, level lot, this year-round bungalow offers three bedrooms, one bathroom, and an open-concept kitchen, dining and living area with big views of Balsam Lake. The large deck off the living room gives everyone a place to gather for meals, catch up, or simply sit and watch the water. Just across the road, 60 feet of shoreline offers shallow, clean water with a sandy, firm bottom for easy wading. The waterfront boathouse has hydro, a fridge, a table and chairs, and a Murphy bed-space for lake gear, a game of cards, and those conversations that carry on long after everyone’s dried off. When it’s time for a change of scenery, access to Balsam Lake Provincial Park is at the end of the road, with a beach, trails and a play area to explore. Spend the day out together, then come home to your own quiet spot by the lake.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Block
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 60.48 x 411.18 Feet
- Parking
- None garage · 5 total
- Zoning
- RR3
Financial
- Property Taxes
- $4,344 (2026)
Location
- Neighbourhood
- Bexley
- Cross Street
- County Road 48 (Portage Road) & North Bay Drive
- Direction Faces
- West
Listing
- MLS® Number
- X13846994
- Days on Market
- 17
- Listed On
- 2026-10-01
- Possession
- Flexible
- Listed By
- Signature Elite Realty Ltd.
Rooms
Features
Interior
- Carpet Free
- Primary Bedroom - Main Floor
- Water Heater Owned
Property
- Beach
- Cul de Sac/Dead End
- Waterfront
- School Bus Route
- Campground
Pool
- None
- Included
- All furniture as viewed (inside & outside), Dock, Fridge, Stove
- Excluded
- Staging items, 3 large framed photographs in living/dining room.
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$4,162 per month
- Principal and interest
- $4,162
- Property tax
- $362
- Condo fees
- $0
- Estimated monthly cost
- $4,524
Your mortgage
- Mortgage amount
- $752,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $496,635
Cash to close
- Down payment
- $188,000
- Land transfer tax
- $15,275
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $203,275
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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