Gurvinder Nokwal REALTOR®
For Sale Detached 10 days on market

$460,000

Est. payment $2,037/moCalculate yours

99 Durham Street W, Kawartha Lakes, ON K9V 2P8

Lindsay, Kawartha Lakes, ON K9V 2P8

  • 4 Beds
  • 2 Baths
  • 1,100 Sq Ft
Map

Listing courtesy of Birdhouse Realty Inc. MLS® X13875370

About this home

Welcome to 99 Durham Street! This legal non-conforming duplex offers a fantastic opportunity for buyers looking to make home ownership more affordable by living in one unit while generating rental income from the other. Centrally located and offering two self-contained units, this property provides flexibility for both owner-occupiers and investors.The main level features a comfortable two-bedroom layout with a bright living area, functional kitchen, in-suite laundry and its own dedicated driveway. Upstairs, the refreshed two-bedroom unit offers an updated kitchen and bathroom, generous living space and separate parking.Each unit operates independently with its own hydro meter and hot water tank, helping keep utilities simple and separate. With rental income already in place, a buyer could occupy one unit and use the income from the other to help offset monthly carrying costs and mortgage payments.Conveniently located close to downtown, the college, recreation centre, shopping and everyday amenities, 99 Durham Street is a versatile property with plenty of possibilities. Live in one unit and rent the other, or add a solid two-unit property to your investment portfolio.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
100+
Size
1,100 sqft

Interior

Bedrooms
4
Bathrooms
2
Kitchens
2
Basement
Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
None
Exterior
Brick
Foundation
Brick
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
31.57 x 100.67 Feet
Parking
None garage · 4 total
Zoning
R3

Financial

Property Taxes
$2,640 (2025)

Location

Neighbourhood
Lindsay
Cross Street
Durham Street West & Albert Street South
Direction Faces
North

Listing

MLS® Number
X13875370
Days on Market
10
Listed On
2026-10-08
Possession
Flexible
Listed By
Birdhouse Realty Inc.

Rooms

Room Level Dimensions
Bedroom 3 Second 7′ 9″ × 7′ 10″
Bathroom Second 6′ 7″ × 4′ 1″
Kitchen Main 12′ 4″ × 8′ 6″
Living Room Main 16′ 1″ × 9′ 6″
Bathroom Main 6′ 11″ × 4′ 11″
Dining Room Second 10′ 10″ × 7′ 5″
Living Room Second 15′ 11″ × 9′ 10″
Bedroom Main 10′ 2″ × 7′ 1″
Bedroom Main 10′ 6″ × 6′ 11″
Kitchen Second 10′ 2″ × 9′ 0″
Bedroom 4 Second 8′ 0″ × 7′ 9″

Features

Interior

  • Primary Bedroom - Main Floor
  • Separate Heating Controls

Property

  • Hospital
  • Library
  • Public Transit
  • Rec./Commun.Centre
  • School

Pool

  • None
Included
Main Floor: stove, fridge, washer, dryer. 2nd Floor: stove, fridge, washer, dryer.
Excluded
All tenants personal belongings.
Rental items
Hot water tank (x2)

Mortgage calculator

Minimum for this price: $23,000 (5%)

Amortization, years

Estimated mortgage payment

$2,037 per month

Principal and interest
$2,037
Property tax
$220
Estimated monthly cost
$2,257

Your mortgage

Mortgage amount
$368,000
Mortgage insurance
Not needed
Interest over 25 years
$243,034

Cash to close

Down payment
$92,000
Land transfer tax
$5,675
Total, before legal fees
$97,675
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

99 Durham Street W, Kawartha Lakes, ON K9V 2P8 Lindsay, Kawartha Lakes, ON K9V 2P8
Open in Google Maps

Also listed as MLS® X13735758

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$460,000 99 Durham Street W, Kawartha Lakes, ON K9V 2P8
Request a showing