$989,900
Est. payment $4,383/moCalculate yours
99 Homestead Drive, Niagara-on-the-Lake, ON L0S 1J0
108 - Virgil, Niagara-on-the-Lake, ON L0S 1J0
- 3 + 2 Beds
- 3 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of REVEL Realty Inc., Brokerage MLS® X13659086
About this home
Precisely crafted with stunning finishes, 99 Homestead Drive is ready to impress! Built in 2024, this bungalow is situated in the quaint community of Virgil and comes equipped with a full in-law suite featuring a separate entrance from the exterior of the home. This location puts you close to top schools, beautiful scenery and a variety of restaurants and wineries - making everyday life feel convenient and stress-free. Approaching the property, the striking curb appeal is undeniable. Complete with an exposed aggregate driveway and an attached garage - this gorgeous home has been carefully thought out and is truly move-in ready. From the moment you enter, take note of the fabulous layout that this home offers. Flowing seamlessly into the dining area and living room beyond, the kitchen is flawless and features a large island, quartz countertops and ample cabinetry. The living room invites relaxation with a cozy gas fireplace and provides direct access to the composite deck that overlooks the fully fenced yard. With an expansive patio beyond the deck, this property is ideal for entertaining. The primary bedroom is a serene retreat, complete with a beautiful, 3-piece ensuite and a walk-in closet that has been outfitted with a custom organizer. Two additional bedrooms on this level provide comfort and flexibility for family or guests, while thoughtful touches like main-floor laundry and automatic blinds truly make daily living effortless. As a true bonus, the bedroom at the front of the home comes equipped with a Murphy bed and built-in storage. Ideal for a multi-generational family looking to live under the same roof but with ample privacy, the basement of this home is bright, spacious and full of wow-factor. Featuring a second kitchen, living room, two oversized bedrooms, a 4-piece bathroom and its own laundry room, along with ample storage, this level is sure to be appealing to many. This is your time to make the move to Niagara-on-the-Lake - wine country is calling!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 0-5
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Finished, Separate Entrance, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stone, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 43.64 x 102.53 Feet
- Parking
- Attached garage · 3 total
- Zoning
- R2-37
Financial
- Property Taxes
- $5,967 (2026)
Location
- Neighbourhood
- 108 - Virgil
- Cross Street
- Concession 6 Road and Line 2 Road
- Direction Faces
- South
Listing
- MLS® Number
- X13659086
- Days on Market
- 69
- Listed On
- 2026-08-10
- Possession
- Flexible
- Listed By
- REVEL Realty Inc., Brokerage
Rooms
Features
Interior
- Air Exchanger
- Auto Garage Door Remote
- In-Law Suite
- Primary Bedroom - Main Floor
- Storage
- Sump Pump
- Water Heater Owned
Property
- Beach
- Golf
- Place Of Worship
- Fenced Yard
- Park
- School
Pool
- None
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$4,383 per month
- Principal and interest
- $4,383
- Property tax
- $497
- Condo fees
- $0
- Estimated monthly cost
- $4,880
Your mortgage
- Mortgage amount
- $791,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $522,999
Cash to close
- Down payment
- $197,980
- Land transfer tax
- $16,273
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $214,253
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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