$739,900
Est. payment $3,276/moCalculate yours
99 Linnwood Avenue, Cambridge, ON N1R 1V2
Cambridge, ON N1R 1V2
- 3 + 1 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of RE/MAX REAL ESTATE CENTRE INC. MLS® X14010288
About this home
Live in one. Rent the other. Let your home help pay the mortgage! A smart opportunity for homeowners and investors alike! Welcome to this all-brick duplex in East Galt, situated on a generous 50 x 134 ft. lot and offering two separate living spaces, two kitchens and two full bathrooms. Whether you’re looking to offset your monthly mortgage payments, generate rental income or accommodate extended family, this property offers the flexibility to make it happen! The spacious upper unit features 3 bedrooms, hardwood flooring, updated kitchen and bathroom and comfortable everyday living, while the lower level offers a 1-bedroom suite with its own kitchen, bathroom, living area and separate entrance. A shared laundry area provides convenience for both units. Currently owner-occupied, the property presents an opportunity to live in one unit and rent the other, or explore the potential of renting both for additional income. Outside, enjoy a fully fenced backyard with plenty of space for entertaining, gardening or relaxing. Important updates include roof shingles (2018), furnace (2021), owned tankless water heater (2021) and owned water softener (2018). Additional features include carpet-free living and a cold room. For first-time buyers, this could be a practical way to enter the housing market with help from rental income. For investors, it’s an opportunity to own a versatile income-producing property. And for families, it offers the benefit of living close while maintaining separate spaces. Two units. Multiple possibilities. One smart investment. Don’t miss your opportunity to see the potential for yourself. Book your private showing today!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Apartment, Separate Entrance, Walk-Up
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Shingle
- Foundation
- Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 134.8 Feet
- Parking
- Carport garage · 3 total
- Zoning
- R4
Financial
- Property Taxes
- $4,410 (2025)
Location
- Cross Street
- Dundas ST
- Direction Faces
- West
Listing
- MLS® Number
- X14010288
- Days on Market
- 5
- Listed On
- 2026-10-13
- Possession
- Flexible
- Listed By
- RE/MAX REAL ESTATE CENTRE INC.
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Water Heater Owned
- Water Softener
Pool
- None
- Included
- Fridge x 2, Stove x 2, washer, dryer. on demand hot water heater, water softener, window coverings
- Rental items
- n/a
Mortgage calculator
Estimated mortgage payment
$3,276 per month
- Principal and interest
- $3,276
- Property tax
- $368
- Condo fees
- $0
- Estimated monthly cost
- $3,644
Your mortgage
- Mortgage amount
- $591,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $390,915
Cash to close
- Down payment
- $147,980
- Land transfer tax
- $11,273
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $159,253
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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