Gurvinder Nokwal REALTOR®
For Sale Fourplex 53 days on market

$1,289,900

Est. payment $5,711/moCalculate yours

99 Spencer Street, Bracebridge, ON P1L 1C4

Monck (Bracebridge), Bracebridge, ON P1L 1C4

  • 5 + 3 Beds
  • 6 Baths
  • 3,500 Sq Ft
Map

Listing courtesy of Harvey Kalles Real Estate Ltd. MLS® X13719946

About this home

Immaculately renovated and beautifully appointed with a uniquely functional and practical layout, this large in-town Bracebridge 4-plex exudes the kind of pride of ownership rarely found in a rental property. Fully tenanted with excellent income, and situated right in the heart of town within walking distance of downtown and the new library and arena. Central, yet tucked away on the corner of 2 quieter streets. The main floor presents an ideal owner’s unit with vaulted ceilings, sound-dampening insulation, fireplace, and beautiful bathroom with nice finishes. Secondary main floor 2 bedroom 1.5 bath unit has its own deck. Upper unit is a 3 bedroom 1.5 bathroom with private balcony. Lower level 3 bedroom 1 bathroom unit has a walk-up to backyard and 2 living areas, one with fireplace. Ample parking. Zoned R4-19. Flat property with good sized yard. 4 separate hydro meters, upgraded 400 amp service with 4 x 100 amp panels. Gas furnace. On-site coin-operated laundry in communal area. Superb value for a savvy investor seeking a full-occupancy, turnkey rental operation in a fantastic location. Full municipal services including water, sewer, and gas. Lakeland fibre optic internet availability. Owned mechanicals. Integrated fire alarm system with wifi monitoring. Wifi-controlled thermostat. Walking distance to public transit. 7% cap rate.

Property details

Overview

Property Type
Fourplex
Style
1 1/2 Storey
For
For Sale
Status
New
Approximate Age
51-99
Size
3,500 sqft

Interior

Bedrooms
5 + 3
Bathrooms
6
Kitchens
4
Basement
Apartment, Full, Separate Entrance, Walk-Up, Partially Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
None
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
98 x 163 Feet
Parking
None garage · 6 total
Zoning
R4-19

Financial

Property Taxes
$7,669 (2026)

Location

Neighbourhood
Monck (Bracebridge)
Cross Street
Wellington & Dill
Direction Faces
East

Listing

MLS® Number
X13719946
Days on Market
53
Listed On
2026-08-26
Possession
All units are fully tenanted
Listed By
Harvey Kalles Real Estate Ltd.

Features

Interior

  • Accessory Apartment
  • In-Law Capability
  • Primary Bedroom - Main Floor
  • Separate Hydro Meter
  • Upgraded Insulation
  • Water Heater Owned
  • Water Heater

Property

  • Hospital
  • Library
  • Park
  • Place Of Worship
  • Public Transit
  • Sloping

Pool

  • None
Included
4 x refrigerators, 4 x stoves, 2 x dishwashers, 2 x dryers, 2 x washers.
Excluded
Tenant's belongings.

Mortgage calculator

Minimum for this price: $103,990 (8.06%)

Amortization, years

Estimated mortgage payment

$5,711 per month

Principal and interest
$5,711
Property tax
$639
Estimated monthly cost
$6,351

Your mortgage

Mortgage amount
$1,031,920
Mortgage insurance
Not needed
Interest over 25 years
$681,499

Cash to close

Down payment
$257,980
Land transfer tax
$22,273
Total, before legal fees
$280,253
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

99 Spencer Street, Bracebridge, ON P1L 1C4 Monck (Bracebridge), Bracebridge, ON P1L 1C4
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,289,900 99 Spencer Street, Bracebridge, ON P1L 1C4
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