Gurvinder Nokwal REALTOR®
For Sale Vacant Land 90 days on market

$525,000 ↓ $14,000 from $539,000

Est. payment $2,325/moCalculate yours

Lot 13 Front Road, Loyalist, ON K0H 2S0

Amherst Island, Loyalist, ON K0H 2S0

Listing courtesy of RE/MAX FINEST REALTY INC., BROKERAGE MLS® X13589266

About this home

Imagine waking up, coffee in hand, looking out over your 800+ feet of waterfront, the north channel, and the mainland beyond. This 99.6 acre parcel on Amherst Island offers a rare opportunity to build up a hill, closer to your shoreline, or in the woods. The land rises roughly 20 metres in elevation from the deeded waterfront across Front Rd on the north end to Conc 2 to the south. Design a home around whatever view you choose. Beyond the building site, the land itself is working for you with high producing fertilized hay fields which keep the property taxes low. Plus mature hardwood woodland and a small pond & marsh (home to Blanding’s turtles) offer privacy, nature, & room to roam. With municipally maintained year-round roads (Front, Emerald 40 Ft, and Conc. 2) on 3 sides, you have flexible access options as you plan your build. Electrical service is installed w/200-amp panel availability, and a driveway & parking pad are in place to get you started. A 2025 survey and preliminary severance discussions with Loyalist Township add further flexibility down the road. Owning here also means island life: a 15-minute, year-round ferry crossing to Millhaven (runs hourly, 20 hrs/day) puts you 20 minutes from Kingston or Napanee. This close knit community has much to offer and is known for exceptional birding, great cycling, and its large collection of Irish dry stone walls. The sellers are open to a Vendor Take-Back (VTB) Mortgage for a qualified buyer. The 2025 28′ Jayco Jay Flight trailer in situ is negotiable for purchase. It sleeps up to 10 people, is equipped with a full bathroom, kitchen, dining & sitting area, outdoor kitchen, awning, 2-door access, and a queen-size bed.

Property details

Overview

Property Type
Vacant Land
For
For Sale
Status
Price Change

Building & Systems

Foundation
Not Applicable
Roof
Not Applicable
Water
None
Sewer
None

Lot & Parking

Lot Size
760.68 x 5003.94 Feet
Parking
None garage · 8 total
Zoning
PA, SR, RU, EP

Financial

Property Taxes
$788 (2026)

Location

Neighbourhood
Amherst Island
Cross Street
Front Rd at Emerald 40 Ft Rd up to Concession Rd 2
Direction Faces
North

Listing

MLS® Number
X13589266
Days on Market
90
Listed On
2026-07-20
Possession
Flexible
Listed By
RE/MAX FINEST REALTY INC., BROKERAGE

Features

Property

  • Beach
  • Clear View
  • Island
  • Lake Access
  • Waterfront
  • Wooded/Treed

Pool

  • None
Included
none
Excluded
n/a
Rental items
n/a

Mortgage calculator

Minimum for this price: $27,500 (5.24%)

Amortization, years

Estimated mortgage payment

$2,325 per month

Principal and interest
$2,325
Property tax
$66
Estimated monthly cost
$2,390

Your mortgage

Mortgage amount
$420,000
Mortgage insurance
Not needed
Interest over 25 years
$277,376

Cash to close

Down payment
$105,000
Land transfer tax
$6,975
Total, before legal fees
$111,975
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

Lot 13 Front Road, Loyalist, ON K0H 2S0 Amherst Island, Loyalist, ON K0H 2S0
Open in Google Maps

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$525,000 Lot 13 Front Road, Loyalist, ON K0H 2S0
Request a showing