$800,000
Est. payment $3,542/moCalculate yours
Lots 13&14 Departure Lake Road, Smooth Rock Falls, ON P0L 2B0
SRF, Smooth Rock Falls, ON P0L 2B0
- 2 Beds
- 1 Baths
- 1,100 Sq Ft
Listing courtesy of HOMELIFE OPTIMUM REALTY MLS® T13536516
About this home
modern waterfront homestead built meticulously for northern winters and breezy summers alike, Situated on two private lots in an unorganized township, this property offers the ultimate freedom, significantly lower taxes. Best of all? You have year-round access directly via Highway 11, 10-foot ceilings paired with massive windows looking out to the water, Approximately 1,280 sq. ft. featuring 2 spacious bedrooms and a modern 4-piece bath. Open-Concept Living: An expansive combination living room, dining area, and sleek kitchen designed to keep the lake view front and center.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 0-5
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Radiant (Electric)
- Cooling
- None
- Exterior
- Board & Batten
- Foundation
- Slab
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 205 x 229.1 Feet
- Parking
- Detached garage · 6 total
- Zoning
- no zoning, UNORGANIZED TOWNSHIP
Financial
- Property Taxes
- $1,190 (2026)
Location
- Neighbourhood
- SRF
- Cross Street
- Access Road
- Direction Faces
- West
Listing
- MLS® Number
- T13536516
- Days on Market
- 102
- Listed On
- 2026-07-08
- Listed By
- HOMELIFE OPTIMUM REALTY
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Water Heater Owned
- Water Heater
- Water Treatment
Pool
- None
- Included
- fridge and stove included.
Mortgage calculator
Estimated mortgage payment
$3,542 per month
- Principal and interest
- $3,542
- Property tax
- $99
- Condo fees
- $0
- Estimated monthly cost
- $3,641
Your mortgage
- Mortgage amount
- $640,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $422,668
Cash to close
- Down payment
- $160,000
- Land transfer tax
- $12,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $172,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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