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GDS

All Buying Properties Real Estate Location Price

Two bars comparing housing costs and total debt against the 39% GDS and 44% TDS limits on a $10,000 monthly income

Buying Properties

GDS and TDS: the two ratios that decide how much you can borrow

September 28, 2026 4 min read

Not intended to solicit buyers or sellers currently under contract with a brokerage. Listing data is provided under licence and deemed reliable but not guaranteed. MLS®, REALTOR® and the associated logos are trademarks of The Canadian Real Estate Association.

Gurvinder Nokwal, Sales Representative · Bridge Realty Inc. Brokerage · 208 Huron St #3, Woodstock, ON N4S 7A1 · (519) 532-6005 · [email protected] © 2026 Gurvinder Nokwal · Terms of Service · Privacy Policy