mortgage pre-approval

Two bars comparing housing costs and total debt against the 39% GDS and 44% TDS limits on a $10,000 monthly income

Buying Properties

GDS and TDS: the two ratios that decide how much you can borrow

September 28, 2026 4 min read

Timeline of the 8 steps to buying a home in Ontario, from setting a budget to getting the keys

Buying Properties

Ontario home buyer’s guide: 8 steps from budget to keys

September 28, 2026 4 min read