Ontario real estate

Sample closing cost budget for a $550,000 Ontario home, split into land transfer tax, legal fees, sales tax on insurance, moving, adjustments and inspection

Buying Properties

Closing costs in Ontario: what to budget beyond your down payment

September 28, 2026 3 min read

Bar chart of a 25-year mortgage showing interest shrinking and principal growing each year, with the crossover in year 10

Buying Properties

How a mortgage works in Ontario: term, amortization, rate and payment

September 28, 2026 4 min read

Bar chart of first-time buyer program limits: $60,000 Home Buyers' Plan, $40,000 FHSA, $4,000 land transfer tax refund and $1,500 tax credit

Buying Properties

First-time homebuyer incentives in Ontario: the 2026 guide

September 28, 2026 5 min read